Bookkeeping in Georgia

Bookkeeping services for Georgia businesses.

Visory provides bookkeeping services for growing Georgia businesses, from professional firms and consultancies to agencies. A dedicated team you know by name works inside your own QuickBooks or Xero file, with Delphi AI taking the repetitive parts under that team’s oversight, and keeps your books to Georgia’s sales tax, withholding, and unemployment insurance rules. One flat monthly fee covers the agreed scope.

  • A dedicated team you know by name
  • Georgia rules in every pay run and close
  • One flat monthly fee for the agreed scope
Atlanta’s skyline in golden-hour light, led by the spire of Bank of America Plaza.
Photo: Lance Asper, Unsplash License

Who we work with in Georgia

Growing businesses across Georgia.

Health care and social assistance is Georgia’s largest private industry, with about 613,000 jobs, and professional, scientific, and technical services employ about 337,000 people in almost 60,000 establishments (BLS Quarterly Census of Employment and Wages, 2025 annual averages). Across the state, private employers averaged 4.2 million jobs in 2025.

Georgia rules

The Georgia rules your finance function runs on.

Four rules set by Georgia, each with the law that sets it and what it does to your month. Your team works to them every pay run and every close.

The rate cut arrived mid-year.

Withholding ran at 5.19% until May 11, 2026, so both the payroll settings and the owner’s own tax estimate need checking against 4.99%, and the quarterly Form G-7 has to agree with every deposit made.

Set by Official Code of Georgia, Title 48, Chapter 7; House Bill 463 (2026)

Employers withhold Georgia income tax from residents’ wages, wherever they work, and from taxable nonresidents’ wages for work in Georgia. House Bill 463 cut the flat rate from 5.19% to 4.99% for 2026, and employers may withhold at 4.99% from May 11, 2026; bonuses are withheld at the rate in force when paid. Employers withholding over $200 a month remit by the 15th of the next month, or semi-weekly above $50,000 in the lookback period. Form G-7 is filed quarterly.

Official Code of Georgia, Title 48, Chapter 7; House Bill 463 (2026); flat rate for taxable years beginning on or after January 1, 2026; withholding at 4.99% from May 11, 2026.

The cost lands early in the year.

Tax stops once an employee’s wages pass $9,500, so the year’s unemployment cost is concentrated in its first months, and a budget that spreads it evenly understates the first quarter.

Set by Official Code of Georgia, Title 34; 2012 House Bill 347 (wage base)

Employers pay the entire cost of unemployment insurance. Tax is due on the first $9,500 of each employee’s wages a year, the wage base since January 1, 2013, and new or newly covered employers are assigned a total tax rate of 2.70% until they qualify for an experience rating. Tax and wage reports and payment are due April 30, July 31, October 31, and January 31, and quarterly charges of $5.00 or less may be deferred to January 31.

Official Code of Georgia, Title 34; 2012 House Bill 347 (wage base); $9,500 taxable wage base from January 1, 2013.

The federal floor is the working floor.

Georgia’s $5.15 rate matters only for work outside the Fair Labor Standards Act, so pay rates are checked against $7.25, and any tip credit taken is the federal one, up to $5.12.

Set by Official Code of Georgia, § 34-4-3; federal Fair Labor Standards Act

Georgia’s own minimum wage is $5.15 an hour and applies to employers of 6 or more employees, but it excludes employment covered by the federal Fair Labor Standards Act whenever the federal rate is higher, so employers subject to that Act pay the federal $7.25. Georgia’s law does not apply to tipped employees; under federal law their cash wage is at least $2.13 an hour, with a tip credit of up to $5.12.

Official Code of Georgia, § 34-4-3; federal Fair Labor Standards Act; federal $7.25 rate in force from July 24, 2009.

Services are mostly outside it, goods are not.

A professional firm’s fees are usually exempt, but any taxable goods it sells carry the local rate where the buyer receives them, so the books separate taxable sales from fees before each return.

Set by Official Code of Georgia, Title 48, Chapter 8

Georgia taxes retail sales of tangible personal property and certain services. Most services are exempt, but accommodations, in-state transportation of individuals, admissions, and charges for games and amusement activities are taxable, and a provider of nontaxable services owes tax on goods it sells. The state rate is 4%; with local taxes, most combined rates run from 6% to 9%, and 8.9% in Atlanta. Monthly, quarterly, and annual returns are due on the 20th of the month after the period.

Official Code of Georgia, Title 48, Chapter 8; combined rates in the rate chart effective October 1, 2026.

Rules last checked October 9, 2026 against the sources at the foot of this page. General information only. It does not take your circumstances into account.

How it works from anywhere

Can a team outside Georgia run a Georgia business?

Yes. Visory’s US leadership team is in New York, and its teams work with businesses across the United States remotely, inside your own accounting file, so nothing about the work depends on where your office is.

Your own file

Your books stay in your own QuickBooks or Xero file. Your team works inside it, so you see the same numbers they do, whenever you look.

A team you know by name

A dedicated team runs the work, led by a Business Performance Partner. You meet them by video call, and you always know who to ask.

Georgia rules, built in

Visory runs the finance function for growing businesses across the United States, with its US leadership team in New York. Your books stay in your own QuickBooks or Xero file, and your team works inside it with you. Every pay run and every close is checked against the rules on this page.

Business hours, and the platform after them

Your team works 9am to 5pm Eastern Time on business days, all year round, and the Visory platform is open to you around the clock for documents, approvals, and your numbers.

Visory Insights

What your numbers should show in Georgia.

Clean books are the start. Every month, Insights turns them into a plain-English report, and a named Business Performance Partner walks your leadership team through what they mean for the year ahead.

Unemployment tax, front-loaded

At the 2.70% new-employer rate, each employee costs $256.50 in unemployment tax a year, and for anyone paid more than $38,000 a year, all of it falls in the first quarter. Insights puts that into the cash flow forecast, so January to March is planned, not a surprise.

The rate cut, in the owner’s numbers

On $150,000 of Georgia taxable income, the 4.99% rate is $7,485 against $7,785 at 5.19%, or $300 less for 2026. Insights carries the new rate into the owner’s estimated tax, so payments match the year’s actual liability.

Sales tax depends on the address

On $50,000 of taxable sales, the 8.9% Atlanta rate collects $4,450, against $3,000 at 6% in Cobb or Gwinnett, a $1,450 gap. Insights keeps tax collected apart from operating cash until the return is due on the 20th, so the cash you plan from is the business’s own.

Looking for a fractional CFO in Georgia? Visory has no standalone CFO offer. That work sits inside Visory Insights and your sessions with a Business Performance Partner. See Visory Insights

What customers say

In a customer’s words.

“Visory ensures we have a clear view of who we need to pay and how that impacts cash flow so that there are no surprises.”

Rachelle Harper Co-founder and COO, BrandBossHQ

Common questions

Questions Georgia businesses ask.

Straight answers about bookkeeping for a Georgia business, from a team that works remotely.

Does Visory have an office in Georgia?

Visory’s US leadership team is in New York, and its teams work with growing businesses across the United States remotely, so we support businesses in Georgia as we do everywhere else. A Georgia business gets a dedicated team you know by name, who work inside your own QuickBooks or Xero file and meet you by video call. Your records stay in your file, which you can open at any time.

What hours does my Visory team work?

Your team works 9am to 5pm Eastern Time on business days, all year round. Outside those hours, the Visory platform is your 24/7 access point, so your financial information is there whenever you need it.

Can a bookkeeper outside my office look after a Georgia business?

Yes. What matters is that the team knows Georgia’s rules and works inside your own accounting file. Visory connects to your bank feeds and software, codes and reconciles transactions through the month with Delphi AI working under an expert team, and meets you by video call. Nothing about the work depends on where your office is.

How much does a bookkeeper cost in Georgia?

Visory charges one flat monthly fee for the scope we agree, with no hourly billing and no timesheets. The fee reflects the services you take, from bookkeeping and payroll to accounts payable, accounts receivable, and Insights, and the volume of work in your business. After a discovery call, you get a clear proposal, so you know the monthly cost before you start.

See how pricing works

Do you work in QuickBooks and Xero?

Yes. Visory works inside the systems you already use: QuickBooks and Xero for the ledger, Gusto and Rippling for pay runs, and Bill, Ramp, and Stripe for payments, along with your bank feeds. Your books stay in your own accounting file, which you own and can open at any time. Any change to your setup is agreed with you first.

Do Georgia businesses charge sales tax on services?

Mostly not. Most services are exempt in Georgia, but accommodations, in-state transportation of individuals, admissions, and charges for games and amusement activities are taxable, and a service business that sells goods collects tax on them. The state rate is 4%, and most combined rates run from 6% to 9%. This is general information; the Georgia Department of Revenue sets the rules.

What is the Georgia income tax rate for 2026?

Georgia has a flat income tax rate of 4.99% for 2026, down from 5.19%, under House Bill 463. Employers had to keep withholding at 5.19% until the change took effect and could withhold at 4.99% from May 11, 2026. The standard deduction rose to $15,000 for single filers. This is general information; the Georgia Department of Revenue sets the rules.

What is the sales tax rate in Atlanta?

Most of the City of Atlanta charges a combined 8.9%, on both the Fulton and DeKalb sides, on the rate chart effective October 1, 2026. Rates change from one address to the next: 7.75% in Fulton County outside Atlanta, Hapeville, College Park, and East Point, 8% in DeKalb County outside Atlanta, and 6% in Cobb and Gwinnett counties. The local rate generally follows the county where the buyer receives the goods, so the books record taxable sales by location. This is general information; the Georgia Department of Revenue sets the rules.

Can you look after staff in more than one state?

Yes. Each state sets its own income tax withholding, unemployment insurance, minimum wage, and leave rules, and Georgia withholds from nonresidents who attribute more than 5% of their wages, or more than $5,000, to work in Georgia. Visory keeps one set of books and runs payroll with each state’s rules applied, so every state’s cost shows in one monthly report.

Do you offer a fractional CFO in Georgia?

A fractional CFO advises on numbers someone else produces. Visory runs the books, payroll, and payments, then delivers the insight from the same team: Visory Insights is a plain-English monthly report and a session with a named Business Performance Partner. There is no handover between the doing and the advising, and it comes on one flat monthly fee.

See how Visory Insights works
More questions, longer answers. Every question has its own link. See all common questions

Getting started

Start with clarity, not a contract.

Three steps, in whatever rhythm suits you. Each one is useful on its own.

  1. Two people shake hands across a desk beside a laptop

    Book a discovery call

    An obligation-free conversation about your goals and what you want the numbers to tell you.

    Obligation-free
  2. A woman takes notes beside a laptop showing a financial report

    Get your free financial health check

    A senior member of the Visory team analyzes your financials and shows you where your finance function can improve. It is free, and it is your own numbers.

    Free · your own numbers
  3. Top-down view of hands on a laptop showing the Visory accounts receivable workflow

    Receive a clear proposal

    A clear commercial proposal for the scope we agree, on one flat monthly fee. No hourly billing. You decide whether to go ahead.

    Flat monthly fee

Get started

The best is ahead for your business.

Start with a discovery call. We will listen first, then show you what your own numbers have been trying to tell you.

Sources (13) · rules last checked October 9, 2026

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