For franchise networks
Every site’s numbers, read as one network.
We run your finance function. You get strategic insights. For US franchise networks and multi-unit franchisees, a dedicated team runs bookkeeping, payroll, accounts payable, and accounts receivable with Delphi AI under their oversight. Once a month, Visory Insights compares the sites and shows where to act next.
- An advertising fund kept in its own ledger, contributions in and spend by category, so the figures your disclosure document gives for it are drawn from the books, not rebuilt.
- Every company-owned outlet’s pay run owned by a named Payroll Specialist and checked by Delphi AI before you approve it, with overtime and tipped pay checked, and withholding and filings prepared from the same run.
- Every site compared every month, on sales, royalties, and days sales outstanding (DSO), briefed by your Business Performance Partner with one move to make.
Who this is for
Built for franchisors who run the network and some of the sites.
If your month runs on franchisee sales reports, a royalty run, an advertising fund, and pay runs in your own outlets, this is the finance function for it.
- Franchisors and multi-unit operators with roughly 5 to 60 outlets, many in quick-service food, some of them company-owned.
- Roughly $750k to $20m in head-office revenue, led by a CEO or founder who answers for the whole network.
- Revenue from royalties, advertising contributions, franchise fees, and company-owned outlet sales, each billed and banked its own way.
- Company-owned outlets with hourly crews, tipped staff, workers under 18, and late-night and weekend schedules.
Anywhere in the United States. Networks that span several states work with the same team, on the same monthly rhythm.
The pressure
Four rules set your year. The FTC, the states, and federal wage law set them.
A franchisor answers for more than its own books: the fund franchisees pay into, the disclosure every prospect reads, and the pay runs in the outlets it owns. The finance function is where that is kept straight, or found out later.
The fund needs books of its own.
Contributions in, spend by category, and your own outlets’ contributions have to be visible all year, or the disclosure figures get rebuilt from bank statements after year-end.
Where franchisees must contribute to an advertising fund, the franchise disclosure document says who contributes and how much, whether company-owned outlets contribute on the same basis as franchisees, who administers the fund, whether it is audited and when, and whether its financial statements are available to franchisees. It also gives the percentages of the last fiscal year’s fund spent on production, media placement, and administration, how any amount left unspent is used, and the share used mainly to sell new franchises.
FTC Franchise Rule, 16 CFR 436.5(k)(4)(v) to (vii), Item 11; part 436 published at 72 FR 15544, March 30, 2007.Source eCFR: 16 CFR 436.5
Year-end has a deadline a prospect will read.
The books have to close cleanly, and early enough, for your auditor to finish the statements well inside the 120 days.
A franchisor revises its franchise disclosure document within 120 days after the close of each fiscal year, and prepares quarterly revisions for material changes. Item 21 carries financial statements prepared under US generally accepted accounting principles and audited by an independent certified public accountant: balance sheets for the last two fiscal year-ends, and statements of operations, stockholders’ equity, and cash flows for each of the last three fiscal years. A start-up system without audited statements can phase them in.
FTC Franchise Rule, 16 CFR 436.5(u), Item 21, and 16 CFR 436.7(a) and (b); part 436 published at 72 FR 15544, March 30, 2007.Sources eCFR: 16 CFR 436.5 eCFR: 16 CFR 436.7
A material change is a filing.
New outlets, a change in fees, or a weaker year all move numbers the prospectus states, so the monthly read shows them as they happen, ready for your franchise attorney to judge.
A franchise cannot be offered or sold in New York until an offering prospectus is registered with the Department of Law. It includes the franchisor’s most recent financial statement, which the Department can require to be audited. The prospectus goes to a prospective franchisee at the earliest of the first personal meeting, ten business days before a binding agreement is signed, or ten days before any payment. A material change means a prompt application to amend, and the franchisor files an annual report of the franchises it sold and the proceeds. Other states set their own registration and disclosure rules.
New York General Business Law section 683(1), (2)(g), (8), and (9), and its annual report, as published by the New York State Senate.Every scheduled hour has a price set outside the business.
In your own outlets the pay run is checked against these rules every week: overtime, tipped pay, and the hours your younger crew can work.
The federal minimum wage is $7.25 an hour, and hours over 40 in a workweek are paid at time and one-half. An employer that takes a tip credit pays a tipped employee a cash wage of at least $2.13 an hour, tells them how the credit works, and lets them keep their tips. Employees aged 14 and 15 work outside school hours only: no more than 3 hours on a school day or 18 hours in a school week, 8 hours on a non-school day or 40 in a non-school week, and between 7 a.m. and 7 p.m., or 9 p.m. from June 1 through Labor Day. States can set a higher minimum wage.
Fair Labor Standards Act, sections 6(a)(1) and 7(a); 29 U.S.C. 206(a)(1)(C), $7.25 an hour from July 24, 2009; 29 CFR 531.50, tipped employees; 29 CFR 570.35, hours for minors 14 and 15, as amended by 75 FR 28448, May 20, 2010.Sources U.S. Code: 29 U.S.C. 206 eCFR: 29 CFR 531.50 eCFR: 29 CFR 570.35
Every instrument named here is listed with its effective date at the foot of this page.
Could you show a franchisee today what the advertising fund took in and spent? Start with a discovery call. A senior member of the Visory team then runs the free financial health check on your own numbers, before anything is agreed.
Book a discovery callWhat we run for franchise networks
From accurate processing to leadership confidence.
Visory Insights leads. The basics underneath it make it trustworthy and free your team for the work that matters, run by a dedicated team with Delphi AI under their oversight.Flat monthly fee. No hourly billing.
- 1 Accurate processing Bookkeeping and payroll done right, every month.
- 2 Clean, reliable data The foundation that makes reporting defensible.
- 3 Meaningful insights Cash, margin, and the year ahead, explained.
- 4 Leadership confidence You present numbers you trust. The plan gets backed.
Visory Insights
Sales, royalties, and DSO compared site by site once a month, with one move to make. A named partner who knows how a network’s numbers fit together and walks you through yours before year-end does.
See how Visory Insights works- Monthly plain-English report
- Structured session with your leadership team
- Twelve-month forward view of cash
- A named Business Performance Partner
The basics underneath it
Bookkeeping
Head office, the advertising fund, and each company-owned outlet kept in their own ledgers, on one close timetable.
Explore bookkeepingPayroll
Pay runs for your own outlets, with overtime, tipped pay, and youth hours checked, and withholding and filings prepared from the same run.
See how payroll runsAccounts payable
Supplier bills for head office, the fund, and each outlet captured, coded to the right ledger, and paid when you approve.
See accounts payableAccounts receivable
Royalties, advertising contributions, and franchise fees invoiced from franchisee sales reports and followed up in your name.
See accounts receivableEach franchisee’s own books and payroll stay with that franchisee. Visory runs head office, the advertising fund, and the outlets you own, and reads the sales your franchisees report. A franchisee can engage Visory separately as its own customer. The fund’s audit and your disclosure document audit stay with your auditor.
Visory Insights for franchise networks
One insight, start to finish, on a network’s numbers.
Reports tell you what happened. Visory Insights tells you what it means, and what to do about it. Here is one month for Tallowood Burger Co, a fictional quick-service franchisor with 20 franchised outlets, four of its own, and about $2.2m a year in royalties and advertising contributions.
Network sales are on budget. The gap is collection. $66k of royalties and contributions is past terms, owed by six franchisees.
Hold the six franchisees past terms to the weekly electronic debit their franchise agreements already provide for, and book a site review with the two furthest behind. Late royalties are often the first sign of a site under cash pressure. The debit notices and both site packs are prepared for your session.
≈ +$66k in cash
Prepared by Delphi AI, briefed by your Business Performance Partner, in plain English, in a structured session, monthly or quarterly. No guesswork.
- Monthly plain-English report
- Structured insight sessions
- Every site compared on sales, royalties, and DSO
See this on your own numbers. A discovery call is a conversation about your network, your outlets, and what you want the monthly read to tell you.
Book a discovery callFits your stack
Works with the tools you already use.
Your ledger and your payroll stay where they are. Visory connects to them and keeps the data flowing every day, so your team and Delphi are working from current numbers.
Accounting and books
Where your ledger and reporting live.
Payroll and people
Pay runs, payroll tax withholding and filings, and the people behind them.
Point of sale, sales reports, and scheduling
Franchisee sales reports and your point-of-sale exports feed the royalty run. Your point of sale, scheduling tool, and franchise management system stay where they are.
Resources for franchise networks
Content written for franchise networks by the expert teams at Visory.
Common questions
Straight answers for franchise networks.
The questions franchisors ask before they hand Visory the finance function. The general ones are on the common questions page.
Do you run our franchisees’ books as well?
Not as part of your scope. Visory runs head office, the advertising fund, and the outlets you own, and reads the sales your franchisees report for the royalty run. Each franchisee’s books and payroll stay with that franchisee. A franchisee can engage Visory directly, as its own customer with its own scope and fee.
How should a franchise advertising fund be accounted for?
As its own set of books. Under the FTC Franchise Rule, your disclosure document says who contributes to the fund, whether your own outlets contribute on the same basis as franchisees, whether the fund is audited, whether its financial statements are available to franchisees, and how last year’s fund was spent, by percentage, on production, media placement, and administration. Visory keeps the fund in its own ledger and codes every contribution and every spend by category, so those figures come from the books. This is general information, not legal advice.
Can you invoice royalties and advertising contributions from franchisee sales?
Yes. Each period, your Bookkeeper runs the royalty and contribution run: Delphi AI prepares it from franchisee sales reports or point-of-sale exports and checks every variance against the last period, and you approve it before anything is issued. Invoices go out in your name, electronic debits are matched as they land, and late payers are followed up on a cadence you agree.
What does the annual disclosure update need from the books?
Under the FTC Franchise Rule, a franchisor revises its disclosure document within 120 days after each fiscal year ends. Item 21 carries audited financial statements: balance sheets for the last two fiscal year-ends, and statements of operations, stockholders’ equity, and cash flows for the last three fiscal years. Visory closes the year on the timetable that deadline needs and keeps the ledgers ready for your auditor. The document itself stays with your franchise attorney.
Do we need to register our franchise offering in a state?
It depends on the states you sell in. New York, for example, requires an offering prospectus registered with its Department of Law before a franchise is offered or sold there, a prompt amendment when something material changes, and an annual report of the franchises sold. Other states set their own rules. Which registrations you need is a question for your franchise attorney; Visory keeps the financial statements and sales figures those filings draw on current.
Can you run payroll for our company-owned outlets?
Yes. A Payroll Specialist runs every pay cycle for the outlets you own: hours over 40 in a workweek paid at time and one-half, tipped employees’ cash wages and tip credits recorded, the federal hours limits for 14- and 15-year-olds checked against the schedule, and any higher state minimum wage applied. Delphi AI prepares and checks the run from your scheduling data, your Payroll Specialist oversees it, you approve it, and it is paid, with withholding and filings prepared from the same run.
We own several outlets as a franchisee. Is this for us?
Yes, as your own customer. Visory runs the books, payroll, and payables for each outlet you own, with the royalties and contributions you pay coded by site, and Visory Insights compares your outlets once a month. For quick-service operators, the hospitality groups page goes deeper on payroll and margin by venue.
See Visory for hospitality groups Do you work with our point of sale and franchise software?
Yes, whichever you run. Sales reports and point-of-sale exports feed the royalty run, scheduling tools push approved shifts into your payroll system, and Visory runs the ledgers from your accounting system. Your point of sale, scheduling, and franchise management system all stay where they are.
How much does Visory cost?
Visory charges one flat monthly fee for the scope we agree. No timesheets, no hourly billing, no surprises. The fee reflects the services you take and the volume of work in your network, from the number of outlets and pay runs to the royalty invoices and bills each month, so you know the monthly cost before you start.
See how pricing worksGeneral information for franchise networks, not financial or tax advice.
Getting started
Start with clarity, not a contract.
Three steps, in whatever rhythm suits you. Each one is useful on its own.
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Book a discovery call
An obligation-free conversation about your network, your outlets, and what you want the numbers to tell you.
Obligation-free -
Get your free financial health check
A senior member of the Visory team analyzes your financials and shows where your finance function can improve. See the clarity before you commit to anything.
Free · your own numbers -
See how Visory works in practice
A walkthrough of the finance function and Insights working together on a network like yours. If it fits, we agree a flat monthly scope.
Flat monthly fee
Get started
Know every site’s numbers before year-end asks for them.
Start with a discovery call. Then a senior member of the Visory team analyzes your numbers, free of charge, and shows you where the finance function can improve.
Sources (3) · rules last checked October 9, 2026
- FTC Franchise Rule, 16 CFR 436.5(k)(4)(v) to (vii), Item 11: advertising fund contributions, administration, audit, availability of the fund’s financial statements, and use by percentage; 16 CFR 436.5(u), Item 21: financial statements under US generally accepted accounting principles, audited, with a phase-in for start-up systems; 16 CFR 436.7(a) and (b): annual revision within 120 days after the close of the fiscal year and quarterly revisions; part 436 published at 72 FR 15544, March 30, 2007.
- New York General Business Law section 683: registration of an offering prospectus with the Department of Law before any offer or sale (683(1)), the franchisor’s most recent financial statement (683(2)(g)), delivery at the first personal meeting or ten business days before signing (683(8)), amendment for material changes (683(9)), and an annual report of franchises sold; as published by the New York State Senate.
- Fair Labor Standards Act, sections 6(a)(1) and 7(a): minimum wage of $7.25 an hour from July 24, 2009 (29 U.S.C. 206(a)(1)(C)) and overtime at time and one-half over 40 hours in a workweek; 29 CFR 531.50: a cash wage of at least $2.13 an hour for tipped employees where a tip credit is taken; 29 CFR 570.35: hours and times of work for minors 14 and 15 years of age, as amended by 75 FR 28448, May 20, 2010.