Bookkeeping services for Michigan businesses.

Visory’s US leadership team is in New York, and its teams work with growing businesses across the United States remotely, so we support businesses in Michigan as we do everywhere else. A Michigan business gets a dedicated team you know by name, who work inside your own QuickBooks or Xero file and meet you by video call. Your records stay in your file, which you can open at any time.

Your team works 9am to 5pm Eastern Time on business days, all year round. Outside those hours, the Visory platform is your 24/7 access point, so your financial information is there whenever you need it.

Yes. What matters is that the team knows Michigan’s rules and works inside your own accounting file. Visory connects to your bank feeds and software, codes and reconciles transactions through the month with Delphi AI working under an expert team, and meets you by video call. Nothing about the work depends on where your office is.

Visory charges one flat monthly fee for the scope we agree, with no hourly billing and no timesheets. The fee reflects the services you take, from bookkeeping and payroll to accounts payable, accounts receivable, and Insights, and the volume of work in your business. After a discovery call, you get a clear proposal, so you know the monthly cost before you start.

Yes. Visory works inside the systems you already use: QuickBooks and Xero for the ledger, Gusto and Rippling for pay runs, and Bill, Ramp, and Stripe for payments, along with your bank feeds. Your books stay in your own accounting file, which you own and can open at any time. Any change to your setup is agreed with you first.

Michigan’s 6% sales tax applies to retail sales of tangible personal property, and use tax reaches only certain services, such as telecommunications and hotel accommodations. Cities cannot add a sales tax of their own, so the rate is the same everywhere in the state. Returns are filed monthly, quarterly, or annually, as Treasury assigns. This is general information; the Department of Treasury sets the rules.

Twenty-four cities levy one, including Detroit at 2.4% for residents and 1.2% for nonresidents, Grand Rapids and Saginaw at 1.5% and 0.75%, and Lansing and Flint at 1% and 0.5%. Employers in those cities withhold it alongside state tax, so the payroll file needs each employee’s home and work city. This is general information; the Department of Treasury and each city set the rules.

Yes, when Michigan tax was not collected at the sale. Use tax of 6% is due on the total price of taxable items brought into Michigan or bought online, by mail, or by phone from out-of-state retailers that do not collect sales or use tax, with credit for tax paid to another state. It goes on the same combined return as sales tax and withholding, at the filing frequency Treasury sets. This is general information; the Department of Treasury sets the rules.

Yes. Each state sets its own withholding, unemployment insurance, minimum wage, and leave rules. Michigan has reciprocal agreements with Illinois, Indiana, Kentucky, Minnesota, Ohio, and Wisconsin, so residents of those states working in Michigan are not subject to Michigan withholding. Visory keeps one set of books and applies each state’s rules to the staff who work there.

A fractional CFO advises on numbers someone else produces. Visory runs the books, payroll, and payments, then delivers the insight from the same team: Visory Insights is a plain-English monthly report and a session with a named Business Performance Partner. There is no handover between the doing and the advising, and it comes on one flat monthly fee.