Bookkeeping and payroll for Tennessee businesses.

Visory’s US leadership team is in New York, and its teams work with growing businesses across the United States remotely, so we support businesses in Tennessee as we do everywhere else. A Tennessee business gets a dedicated team you know by name, who keep the books and run payroll inside your own QuickBooks or Xero file and meet you by video call. Your records stay in your file, which you can open at any time.

Your team works 9am to 5pm Eastern Time on business days, all year round. Outside those hours, the Visory platform is your 24/7 access point, so your financial information is there whenever you need it.

Yes. What matters is that the team knows Tennessee’s rules and works inside your own accounting file. Visory connects to your bank feeds and software, codes and reconciles transactions through the month with Delphi AI working under an expert team, and meets you by video call. Nothing about the work depends on where your office is.

Visory charges one flat monthly fee for the scope we agree, with no hourly billing and no timesheets. The fee reflects the services you take, from bookkeeping and payroll to accounts payable, accounts receivable, and Insights, and the volume of work in your business. After a discovery call, you get a clear proposal, so you know the monthly cost before you start.

Yes. Visory works inside the systems you already use: QuickBooks and Xero for the ledger, Gusto and Rippling for pay runs, and Bill, Ramp, and Stripe for payments, along with your bank feeds. Your books stay in your own accounting file, which you own and can open at any time. Any change to your setup is agreed with you first.

Most do, through business tax. With a few exceptions, a business grossing $100,000 or more pays state business tax on its receipts, 0.1875% for service businesses with a $22 minimum, plus city business tax where its city levies one; architecture, engineering, legal, and medical services are exempt. Taxable services also carry 7% sales tax plus up to 2.75% local. This is general information; the Department of Revenue sets the rules.

Not on wages. Tennessee’s Hall income tax applied only to interest and dividends and was repealed for tax periods from January 1, 2021, so pay runs carry federal withholding only. Corporations and LLCs pay franchise and excise taxes instead, at 0.25% of Tennessee net worth and 6.5% of Tennessee taxable income. This is general information; the Department of Revenue sets the rules.

All wages earned are due in full by the next regular payday after the employee quits or is discharged, or 21 days after they leave, whichever is later, and no employer can exempt itself from that deadline, by agreement or otherwise. Unused paid time off is paid only if your policy or a labor agreement says so. Employers with five or more staff keep regular paydays, at least monthly. This is general information; the Department of Labor and Workforce Development sets the rules.

Yes. Each state sets its own income tax withholding, unemployment insurance, minimum wage, and leave rules, and under Tennessee’s unemployment rules, wages are reported and premiums paid to the state where the work is performed. Visory keeps one set of books and runs payroll with each state’s rules applied to the staff who work there, so every state’s cost shows in one monthly report.

A fractional CFO advises on numbers someone else produces. Visory runs the books, payroll, and payments, then delivers the insight from the same team: Visory Insights is a plain-English monthly report and a session with a named Business Performance Partner. There is no handover between the doing and the advising, and it comes on one flat monthly fee.